Whats new in Alberta auto insurance rates.

In 2004, representatives from both the car insurance industry and government worked together to develop reforms to car insurance coverage that greatly benefit both experienced and new drivers alike. This has translated into a decrease of over 21% in Alberta car insurance premiums since 2004 for experienced drivers with a good driving record.

For new drivers or drivers with poor driving records, car insurance premiums are regulated by the premium rate grid. These rates are set and regulated by the recently established Automobile Insurance Rate Board. This grid sets maximum car insurance (Alberta) premiums for compulsory car insurance to better protect consumers.

Tips for saving money on your personal auto insurance:

• An obvious one, but it has to be said...practice good driving habits. Claims will affect your motor vehicle insurance rates.
• Before buying a new car, truck or van, compare insurance rates. Vehicles all have associated auto insurance rates. For example, it costs more to insure a Range Rover than a Dodge Caravan. Make sure your auto insurance rates are affordable.
• Purchase your home and auto insurance through the same insurance broker. Multiple policies may entitle you to discounts.
• Equip your vehicle with anti-theft device(s). This may reduce your car, van or truck insurance, along with the possibility of theft.
• If you have a teenage driver in your home, enrol them in a driver's education course. Your personal auto insurance will be positively impacted, as well as your peace of mind.
• If you have a good driving record, you can reduce your auto insurance premiums by asking for a higher deductible. Ask us how.

Whether it's personal car insurance, affordable insurance for your motorcycle or RV, or a commercial policy for your company truck, we are committed to providing comprehensive car insurance coverage that protects your vehicle from every angle.

You may compare online car insurance quotes, but you simply can't compare the personalized service and dedication of our reputable insurance brokerage. Contact us today for more information or for car insurance quotes. Based in Edmonton, Alberta, we work for you!